3 Tips For Using Insurance To Order Contacts Online

Ordering contacts online can be a great thing. It's a good way to find the best deals, and it's certainly convenient to have your contacts delivered straight to your home. Plus, when shopping online, it's sometimes easier to find contact lens brands and styles that are a bit less common.

However, if you want to use your insurance to pay for the contacts that you order online, you could find that it's a bit trickier than you think. Therefore, you will need to follow these three tips to make it easier.

1. Find an Online Retailer That Accepts Insurance

First of all, you will need to look for an online retailer that accepts vision insurance. Many retailers require that you pay out of pocket for your contact lenses; then, you can submit the receipt and other paperwork related to your transaction to be reimbursed by your insurance company. It can take a while to be reimbursed, however, and you might not be able to order your contact lenses when you need them if you are on a tight budget.

Luckily, some online retailers do accept insurance for payment, which means that you won't have to pay out of pocket at all. Do your research so that you can find one of these retailers to save yourself the money and complications that can go along with asking to be reimbursed.

2. Ensure You Have Out-of-Network Coverage

In most cases, you will have to have out-of-network coverage to pay for contacts online with your vision insurance coverage. This means that you should check your policy or talk to someone from your insurance company to ensure that your contacts will be covered when you submit your insurance information to purchase them. In some cases, you may have to adjust your policy to add out-of-network coverage, but doing so can be helpful anyway. You'll be able to see other doctors, such as if you have a favorite eye doctor who isn't in your insurance company's network or if you need to see an eye doctor while you are traveling.

3. Gather Your Necessary Insurance Information

You will need all of your insurance information to order your contacts online. This is easy, but will take a few more minutes than simply handing over your insurance card. You will need your policy number, insurance company name and contact information for your vision insurance company before you begin the check out process.

Using insurance to order contacts online isn't as tough as you might think. If you follow these three tips, it should be a breeze to order the contacts that you need without having to pay out of pocket for them.

For more information, contact a professional like Stellhorn & Co..